• Bag-Angan Farm & Resort

  • 7 Fun Things about the Ford EcoSport Titanium Black Ed

    Calagaus Island Escapade

  • Travel Guide to Calaguas Islands

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Sunday, June 6, 2021

Kabuhayan Loan ng BDO Network Bank, katulong sa pag-asenso ng MSMEs, Overseas Filipinos at kanilang pamilya


Isinagawa ng BDO Network Bank (BDONB) ang kanilang Go Negosyo talk show na pinamagatang ““Kayang-kaya Kabayan” nitong Biyernes, June 4 (Watch HERE). Layunin ng talk show na magbahagi ng financial management tips at valuable insights pagdating sa mga sustainable at adaptable business opportunities hindi lamang para sa mga local Micro, Small, and Medium Enterprises (MSMEs), kundi pati na rin sa mga Overseas Filipino Workers (OFWs) at kanilang mga beneficiaries.

Pinangunahan ni SME Advocate Josie Conlu ang talakayan tungkol iba’t-ibang financial challenges na kinakaharap ng ating mga OFWs abroad. Nagbahagi rin siya ng mga opportunities na maari nilang subukan pagkatapos nitong pandemya.

Naroon din si Randell Tiongson, isang registered financial planner and advocate ng Life & Personal Finance, na nagbahagi ng preparedness at adaptability tips kung paano ba i-manage ang income at kung papaano mag-impok para sa emergency funds. Kabilang dito ang pag-shift sa mga essential business, paggamit ng online platforms, at pagdagdag ng stocks.

Napag-usapan din ang importansya ng MSMEs sa pagpapalago ng lokal at nasiyonal na ekonomiya.

 “Ang pag-unlad ng Pilipinas ay nakasalalay sa pagsulong ng mga MSMEs. Sa paglago ng mga MSMEs, gaganda ang kinabukasan nila at ng kanilang pamilya. Dahil dito, tinatawag na “growth engine” ng ekonomiya ang mga MSMEs,” ani BDONB Senior Vice President and MSME Group Head Karen Cua.

Dagdag pa niya, ang mga MSMEs ay ang nagpapatakbo ng ekonomiya ng ating mga komunidad dahil nakapagbibigay ito ng trabaho, mga produkto, at mga serbisyong kailangan sa pang araw-araw.

Ayon sa  data ng Bangko Sentral ng Pilipinas, ang MSMEs ay isang kritikal na sector ng ating bansa dahil they account for 99.5% ng business enterprises, 62.4% ng total employment, at 35.7% ng gross value added. Maliban dito, sila rin ay nagsisilbing valuable partners at suppliers ng mga malalaking enterprise.

Kaya’t patuloy na sinusuportahan ng BDONB ang mga MSMEs upang mapanatili at mapalago ang kanilang operasyon sa gitna ng pandemya.

Ang dating OF na si Ernesto Abad, isang electrician na nagtrabaho sa Saudi Arabia, ay nagbahagi ng kanyang kwento kung paano nakatulong ang BDONB at ang Kabuhayan Loan sa kanyang pamilya at sa kanilang negosyo lalo na ngayong pandemya.

“Dahil sa sitwasyon ng lockdown, ang buwanang padala ng asawa ko na nasa abroad ay natigil, kaya’t napakaganda ng pag-alok sa akin ng BDO [Network Bank] upang maipagpatuloy ko ‘yung aking negosyo kahit sa panahon ng pandemic,” ani Abad. 

Bilang isang trusted partner ng mga MSMEs sa business growth at sustainability, handog ng BDONB ang Kabuhayan Loan upang mabigyan ang mga MSMEs ng access sa additional capital at investment para sa kanilang stocks, sa pag-expand at pagpapalago ng kanilang negosyo.at sa pagbili ng mga business assets gaya ng delivery trucks at iba pang kailangang equipment.

Ang Kabuhayan Loan ay mayroong mabilis at simpleng application process para sa pagpapa-utang sa mga negosyante ng mula P30,000 hanggang P1,000,000 na hindi nangangailangan ng collateral. May installment options ito na 12 months hanggang 24 months, depende sa kakayahan ng isang borrower magbayad. Meron din itong kaakibat na Credit Life Insurance na nagsisilbing proteksyon ng pamilya laban sa financial burden.

Ang BDO Kabuhayan loan ay available sa lahat ng BDONB branches (see list below). Para ma-qualify sa loan, ang borrower ay dapat mayroon existing na negosyo for at least three years at nagge-generate ito ng weekly sales na di bababa sa P15,000. Magsubmit lamang ng isang valid ID, business permit, at proof of sales.  Maaari ring mag-apply online via  www.bdonetworkbank.com.ph

Mula May 17 hanggang July 16, 2021, 30 lucky applicants ang mananalo ng Kabuhayan Package na tig-P10,000 worth of grocery goods o SM appliances. Para sa mga inquiries tungkol sa promo, mag-send lamang ng private message sa BDO Network Bank PH Facebook page o bisitahin ang www.bdonetworkbank.com.ph/kabuhayan-loan.


BDONB Branches in CamSur

BDO Network Bank NagaROMAR BLDG. 2, CALLE CACERES CORNER ELIAS ANGELES ST. BRGY. DINAGA, NAGA CITY, CAMARINES SUR

BDO Network Bank SipocotUNIT A, NVS & SONS CORP. BLDG., SAN JUAN AVE., BRGY. NORTH CENTRO, SIPOCOT, CAMARINES SUR


BDO Network Bank Tigaon - G/F, LIM BLDG., REAL ST., BRGY. POBLACION, TIGAON, CAMARINES SUR


BDONB Branches in CamNorte

BDO Network Bank Daet - LORNA S. ARCANGEL BLDG., P2, BRGY. VI, BAGASBAS ROAD, DAET, CAMARINES NORTE

Image Source: bdonetworkbank.com/ph/kabuhayan-loan 


Thursday, May 20, 2021

HungryBear Bicol, the newest food delivery service and more in Naga!

 The more options the better for us clients/consumers.

๐Ÿป HungryBear - Bicolandia Delivery is the newest more food delivery service provider in Naga and neighboring towns. Not only that, they also have services like ๐™‚๐™ค ๐™‹๐™–๐™ฎ, ๐™‚๐™ค ๐˜ฝ๐™ช๐™ฎ, ๐™‚๐™ค ๐™‹๐™ž๐™˜๐™  ๐™๐™ฅ, ๐™‹๐™–๐™™๐™–๐™ก๐™–, ๐™–๐™ฃ๐™™ ๐™Ž๐™ช๐™ง๐™ฅ๐™ง๐™ž๐™จ๐™š ๐™‹๐™–๐™˜๐™ ๐™–๐™œ๐™š ๐˜ฟ๐™š๐™ก๐™ž๐™ซ๐™š๐™ง๐™ฎ ๐Ÿ™‚๐Ÿ›ต Now over 40 partner stores and counting!
๐˜ฟ๐™š๐™ก๐™ž๐™ซ๐™š๐™ง๐™ฎ ๐™๐™š๐™š ๐™Ž๐™ฉ๐™–๐™ง๐™ฉ๐™จ ๐™–๐™ฉ Php. 35.00
Good news for ๐™๐™š๐™จ๐™ฉ๐™–๐™ช๐™ง๐™–๐™ฃ๐™ฉ๐™จ ๐™–๐™ฃ๐™™ ๐™Ž๐™ฉ๐™ค๐™ง๐™š๐™จ, ๐™ฉ๐™๐™š๐™ฎ ๐™–๐™ง๐™š ๐™ค๐™ฅ๐™š๐™ฃ ๐™›๐™ค๐™ง ๐™‹๐˜ผ๐™๐™๐™‰๐™€๐™๐™Ž๐™ƒ๐™„๐™‹ with the following perks:
✔️No Membership Fee
✔️No Commission
✔️No Cut on sales
✔️No Mark up prices on items
๐˜ผ๐™ง๐™š๐™– ๐™ค๐™› ๐˜พ๐™ค๐™ซ๐™š๐™ง๐™–๐™œ๐™š:
Naga City (including Pacol to Carolina) Canaman, Magarao, Bombon, Calabanga, Camaligan, Milaor and Pili
๐™ˆ๐™ค๐™™๐™š ๐™ค๐™› ๐™‹๐™–๐™ฎ๐™ข๐™š๐™ฃ๐™ฉ:
✔️COD
✔️GCASH
✔️PAYMAYA
✔️BANK TRANSFER
✔️CREDIT CARDS
๐–ฎ๐—‡๐—…๐—‚๐—‡๐–พ ๐–ฒ๐—๐—ˆ๐—‹๐–พ | ๐–ถ๐–พ๐–ป๐—Œ๐—‚๐—๐–พ
๐–ฅ๐–บ๐–ผ๐–พ๐–ป๐—ˆ๐—ˆ๐—„ ๐–ฌ๐–พ๐—Œ๐—Œ๐–พ๐—‡๐—€๐–พ๐—‹:
๐–ฃ๐—ˆ๐—๐—‡๐—…๐—ˆ๐–บ๐–ฝ ๐– ๐—‰๐—‰๐—…๐—‚๐–ผ๐–บ๐—๐—‚๐—ˆ๐—‡:

















Thursday, March 25, 2021

Chatime Downtown Naga

Chatime Downtown Naga

#SaTeasfaction Guaranteed right at the heart of downtown Naga, located beside South Star drug near Emall, Elias Angeles Street. #NCDfoodtrip #ShakingTeaUp
Welcome to #NagaCity Chatime Philippines!!!
Now available via Foodpanda and Pandalivery!
Store Hours:
Mon-Thurs: 10am to 8pm
Fri-Sun: 10am to 9pm

 


What time is it? Chatime is finally open starting tomorrow, January 29! #SaTeasfaction Guaranteed right at the heart of...

Posted by Naga City Deck on Thursday, January 28, 2021

III Felix Villas Hotel, Events Place and Restaurant in Naga City

 A new place to stay and celebrate gatherings in Naga City.


Hotel and events place (plus weekend buffets -lunch&dinner- and restaurant) this is
III FELIX Villas
along Felix Plazo Street Naga City. Like many other affected businesses becuase of the pandemic, this hotel was supposed to have opened their doors March of 2020. It’s such a blessing to see that they have finally chose to rise up and start with the challenge to thrive and provide opportunities too for the locals.

Because intimate gatherings is here for the time being. More options for us will mean less crowding in a specific place especially in this new normal time.

Check out III Felix Villas’ ๐—™๐—จ๐—ก๐—–๐—ง๐—œ๐—ข๐—ก ๐—›๐—”๐—Ÿ๐—Ÿ which can accommodate around less than 100 pax. They also offer in-house catering (by
Kuya Bok’s Restaurant
) for your convenience or just rent the venue and its amenities.

๐—”๐—–๐—–๐—ข๐— ๐— ๐—ข๐——๐—”๐—ง๐—œ๐—ข๐—ก
The hotel only has 6 rooms. This type of hotel will actually make you feel like ๐˜†๐—ผ๐˜‚’๐—ฟ๐—ฒ ๐—ฎ ๐—ฝ๐—ฎ๐—ฟ๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ๐—ถ๐—ฟ ๐—ณ๐—ฎ๐—บ๐—ถ๐—น๐˜†. Less guests to tend will mean a more personalized and special accommodation for all.

Rooms available and what makes it special:
  • Presidential Suite - with lounge area and jacuzzi
  • Superior Deluxe - with bathtub
  • Standard Deluxe
Rooms are conveniently equipped with:
Telephone, refrigerator, television, coffee and tea maker, wifi, bath amenities, room slippers and writing desks.

(As of March 25, 2021 Kuya Bok's Restaurant is open to Bundle Meals and ala carte orders.
(Lunch and Dinner Weekend Buffet details at) https://www.facebook.com/nagacitydeck/posts/3878482818869120

For inquiries, bookings and reservations, please call (054) 881 3440 or 09176267702
๐Ÿ“No.72 Felix Plazo, Abella, Naga City

A new place to stay and celebrate gatherings in Naga City. Hotel and events place (plus weekend buffets -lunch&dinner-...

Posted by Naga City Deck on Wednesday, February 17, 2021

Wednesday, December 2, 2020

Review: Honda BR-V and Honda Mobilio

Drove the Honda BR-V and Mobilio the other week and they are literally like non identical twins on the road in terms of what’s under the hood and performance. Here’s a quick comparison with the two. #NCDdailyDrives ๐Ÿš˜๐Ÿš—


Both, a 7-seater crossover SUV with a 1.5-liter gasoline engine, same power, torque and fuel capacity (42 liters) with CVT.๐Ÿ›ฃ


๐‘ฌ๐‘ฟ๐‘ป๐‘ฌ๐‘น๐‘ฐ๐‘ถ๐‘น

BR-V looks sporty with a higher ground clearance 201mm that is. R16 tires

Mobilio - pegged as a mini wagon, very family oriented :D, lower ground clearance as compared to BR-V, 189mm, R15 tires.


๐‘ฐ๐‘ต๐‘ป๐‘ฌ๐‘น๐‘ฐ๐‘ถ๐‘น

Very identical, dashboard even looks the same. Since the BR-V has a higher ground clearance your road view will be notch higher of course. The basics on the infotainment are there with LCD screen to suit your needs. 


๐‘บ๐‘ท๐‘จ๐‘ช๐‘ฌ

Seats at the back can be folded and tumbled. Very versatile which is a basic in most crossover or compact SUVs. You can check our photos during our #BaryaNiJuan mission in Buhi and Nabua.


๐‘ท๐‘น๐‘ฐ๐‘ช๐‘ฌ

A little over 1M depending on the variant. Add a few thousands for the RS or Navi (Navigation) feat too. 


๐‘ด๐’š ๐’•๐’‚๐’Œ๐’†❓Based on my lifestyle and preference on the looks, I would prefer the BR-V over the Mobilio. Always remember that in getting a car, always take into consideration your ๐‘ฉ๐‘ผ๐‘ซ๐‘ฎ๐‘ฌ๐‘ป (how high can you go), your ๐‘ณ๐‘ฐ๐‘ญ๐‘ฌ๐‘บ๐‘ป๐’€๐‘ณ๐‘ฌ, what will be the most common USE (purpose) of your vehicle?


๐‘ซ๐’“๐’Š๐’—๐’Š๐’๐’ˆ ๐’†๐’™๐’‘๐’†๐’“๐’Š๐’†๐’๐’„๐’†

Since they have the same engine, the are literally identical too on the feels except that one has a higher ground clearance. Handling is fine for these two cars. 


In most instances, this Japanese brand has a higher re-sale value. And you know as they say, Honda is Honda. 


๐‘ซ๐’†๐’‚๐’๐’†๐’“๐’”๐’‰๐’Š๐’‘

Honda Cars CamSur FB  https://www.facebook.com/hondacamsur.ph/

Foton CamSur FB - https://www.facebook.com/fotoncamsur.ph/

Visit them at Maharlika Highway, San Jose, Pili, CamSur


Here's our video during the #BaryaNiJuan Mission in Buhi with our working horses the BR-V and Mobilio https://www.facebook.com/watch/?v=839964246765086


——————————


Thank you ๐Ÿ™๐Ÿปagain JLO Auto Group for being our partner in delivering goods of happiness to our fellow Bicolanos in Buhi and Nabua for the Barya Ni Juan Project by Discover Manila. Dios Mabalos Honda CamSur (BM Paul) for the BR-V and Mobilio and Foton CamSur (BM Jojo) for the Toplander as our working horses for the relief operation. To our kuya drivers, Ms. Kim and GM Rox…Salamat, salamat, salamat! 



















Saturday, September 19, 2020

Molly Milk Tea, your milk tea shop for the whole family!

#NCDFoodtrip I thought we had everything in Naga when it comes to milktea, but I guess we’re not yet over with the craze, There’s a new homegrown (from Nabua) milktea shop located at Cuatro Esquinas (Dinaga St. front of Moraville Hotel). At MOLLY MILK TEA, ๐•ฅ๐•™๐•–๐•ฃ๐•–๐•ค ๐•’๐•๐•จ๐•’๐•ช๐•ค ๐•’ ๐••๐•ฃ๐•š๐•Ÿ๐•œ ๐•—๐• ๐•ฃ ๐•ช๐• ๐•ฆ ๐•’๐•Ÿ๐•• ๐•ช๐• ๐•ฆ๐•ฃ ๐•จ๐•™๐• ๐•๐•– ๐•—๐•’๐•ž๐•š๐•๐•ช. Price starts for as low as P65 to only P115 for large. Don’t worry they have deliveries, all you have to do is contact the numbers below or send them a message via their Fb page. Let this cute bear spread cuteness and sweetness in Naga City!


MMTea will soon be available via Hungrily!



You have a lot of options to choose from!


Classic Milk Tea Edition


Premium Edition


Overload Edition 

(Must try for me is the Red Velvet and I also like Dark Choco)


Fruit Tea / Soda Menu

(Available in Single Flavor and Two Tone)


and Cocktails

(Just the right amount of fun in a cup, yey!)



Contact the numbers below or send them a mesage via their Fb page for deliveries https://www.facebook.com/MollyMilkTeaStation/


(0927) 396 2301

(0946) 523 3616


Visit them at Cuatro Esquinas, Dinaga St, Fronting Moraville Hotel, Naga City

Also available soon via Hungrily!






Tuesday, August 25, 2020

Solar Energy System Supplier and Installer in Naga City

It’s been 3 months since our home took the leap last Feb 29, for mother Earth ๐ŸŒ. No more brownouts. It’s as if everything fell into place when we decided to have our home powered by the ๐ŸŒžsun. We have been in quarantine for months now and we are at home all day and night plus the summer heat is unavoidable. There is always something for every one. I’ll try to explain the benefits of this investment without being too technical.  (Originally posted May 31, 2019)

๐Ÿ”…Gridtie Hybrid ๐Ÿ”…
Casureco BILL from 4000>1100php 
6 panels 410 w each - 2.4 kw 
Bitek Battery 51.2v 105 ah 
5 KW Luxpower

MODE:
DAY / solar will power loads and will charge battery 
NIGHT / battery will work with grid and reduce the grid consumption. 

๐Ÿ“ŒInstalled by JRV SOLAR
429 Filoville, Opal St. Calauag, Naga City (formerly located on the 2nd floor of Maybank)
Rajiv 0917 791 9107
Jema 0949 952 7772

BTW as of March 2021, nasa Ragay na po si JRV Solar dahil nakapa tugdok na sinda ning self-sustaining building (GPS Ragay) ๐Ÿ˜. Same contact numbers and page po, dawa yaon sinda sa Ragay, yaon pirmi ang technical support all the way. Just tell them po na tig refer ko kamo. They also ship solar products nationwide.


INTERESTED? please contact Raj at JRV Solar with the number above and inquire about available packages that will suit your needs at home or office. Saro po sinda sa haloy ng company here sa Naga, sinda po si dating yaon dyan sa taas kang Maybank. Tell him that you read about their services through NCD so that you can get a good offer too. You can even start at P95K and have only a few loads dedicated for solar energy. Thing is you can start with a low cost and upgrade later on. Never hesitate to ask questions. Ask everything you need to ask along with self-readings that you need to do. To further explain how it works, please continue reading below. It’s quite long, but bare with me, I cannot explain everything in just a paragraph. 


HOW DOES IT WORK?

To simplify the terms:
Load - means your electrical appliances at home
Grid - Casureco2. So GRIDTIE will mean the system is tied to the Electricity Grid
Hybrid Solar Inverter - manages both solar panels and a battery bank simultaneously, which enables batteries with either by the sun through the panels or the electricity grid. It is SMART, meaning you can see everything REAL TIME through an App. Battery percentage, solar yielding, energy consumption etc.

It took us months to learn about as to how the system works and what would best fit our lifestyle at home. Canvassed many suppliers, both local and national too. With the consistent advice of friends who also have their own system for yearS, we were able to finally decide to have our own installed last Feb 29.


Top reasons why we invested in Solar Energy (please take note that this is in reference to our own using and lifestyle), yours might differ in many ways or another.


ADVANTAGES of Hybrid Gridtie
๐Ÿ”… No brownouts
๐Ÿ”… Reduce Casureco Bills
๐Ÿ”… Clean Renewable Energy. We enjoy the power of the sun. Guilt free!

๐Ÿ”… Net metering. We can sell the excess electricity to Casureco, which will mean even lesser bill on us. This I still have to do with Casureco and inquire about the requirements.
๐Ÿ”… Having the hybrid gridtie will lengthen the lifespan of the inverter and battery. Thus low maintenance cost.
๐Ÿ”… This summer time, we have been enjoying the AC from 11am to around 3pm, guilt free, pure solar energy.
๐Ÿ”…JRV Solar also keeps track of our system, it’s connected to the internet.

How about when it's raining?

CHALLENGES
๐Ÿ”…There’s a COST to it. This simply means the bigger the investment the more comfortable and convenient you’ll get. Bako man po kami mayaman, everything was carefully planned for years at the right time. If one can buy a brand new car, why can’t you invest in solar energy? 
๐Ÿ”… ROI is at 5 years or lesser. This is for a system like ours. See, it’s like a car but solar energy is clean. Maybe we can buy a hybrid car next time, who knows hehe
๐Ÿ”…I know you are wary about typhoons passing by our region. It’s like this, just make sure the area for your panels (roof or ground) is sturdy. If you are doubtful about your own roof, have it fixed first or make it stronger. I even had the installation checked on how the panels were mounted on our roof and thankfully, both my friends said it was sturdy and strong enough. 

♦️Curious about our loads at home? I’ll just state here the big loads. Back then we started changing most of our appliances to inverter type and there has been a noticeable decrease of energy consumption. 
1 Inverter Ref, 1 hp split type AC inverter, 1 hp window type AC inverter, 1 hp window type non-inventer, 1/2 hp window type AC, 1 smart TV, fans, 1 washing machine inverter (which I only use once a week or once in 2 weeks during the peak hours of the sun, para libre kuryente parin hehe). Plus of course you don't forget about the lights and other small gadgets like your router etc. You’ll actually learn more about how everything works little by little.

See how the app works HERE


๐ŸŒŽTo give you a glimpse of how our family is a very “Mother Earth conscious family” you may check the hashtag #NCDecoblog on Facebook on how we do our share in caring for mother earth consistently.


⭐️We have posters that act reminders at home (parang school/office lang noh hehe) in all electrical switch and faucets, yes ALL. Why put them all around at home? Because mind conditioning STARTS AT HOME, saving mother Earth, starts at home. All of us, family members have this automatic hand switching off what needs to be switched off which became part of our values and system every time when we go out. We religiously segregate and keep a lot of re-usable materials (cabinets of them). We have 6 pairs of trash bins (bio and non-bio) inside the main areas of our home. We are that OC, we know. Hehe These are just of the few things that we do at home. But I thank God I have this upbringing that’s why I’m also doing my best to somehow influence you (I hope) to do the same. 


Here’s something that we learned for ourselves. Even though we have this system already, our OLD HABITS of energy conservation are still being practiced up to know. Matipid parin kami both in electricity and water. This all started as a dream before and now we enjoy the power of the sun day and night. I never appreciated the sun more than ever.


๐Ÿ‘‍๐Ÿ—จSomething to read:
✔️Try to join Solar Power Philippines Group - you’ll learn about how Filipinos are now shifting to solar power. Sikat din si Raj duman hehe he has so many clients all over the Philippines.
✔️3 different types of systems: Gridtied, Off Grid and On Grid. 


Follow our Solar Power Home Journey here:
✔️Laundry Day even with and 8 cubic ft ref is on and other appliances https://www.facebook.com/120043598046413/posts/4117310951652971/