montemart, Your Food Service Supply Partner in Naga and CamSur

 LOOK!! Para po ini sa may negosyo o balak mag negosyo!

Minsan maray man para lakawlakaw sa centro. Para ma update kita kang mga available tang suppliers. Akala ko ground floor lang, 2 FLOORS palan! Akala ko puro lng pang cafe supplies, dai palan. Ang montemart ay para sa may mga negosyo sadit o dakula man. One stop shop, all you need to do is ask.

LOCATION: Princeton Bldg.

J. Hernandez Avenue, Naga City

0954 285 7836

Email: montemartfs@gmail.com

Pero actually kahit ngani mga supplies man sa harong puwedeng puwede kasi pwede ang mga tingi-tingi tapos nahiling ko may pang party needs din.

𝙢𝙤𝙣𝙩𝙚𝙢𝙖𝙧𝙩 is a 𝗙𝗼𝗼𝗱 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗦𝘂𝗽𝗽𝗹𝘆 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 designed to cater the needs of 𝙧𝙚𝙨𝙩𝙖𝙪𝙧𝙖𝙣𝙩𝙨, 𝙘𝙖𝙛𝙚𝙨, 𝙘𝙖𝙩𝙚𝙧𝙞𝙣𝙜 𝙨𝙚𝙧𝙫𝙞𝙘𝙚𝙨, 𝙛𝙤𝙤𝙙 𝙚𝙨𝙩𝙖𝙗𝙡𝙞𝙨𝙝𝙢𝙚𝙣𝙩𝙨 𝙖𝙣𝙙 𝙛𝙤𝙤𝙙 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 BIG or SMALL. Puwedeng 𝗥𝗘𝗧𝗔𝗜𝗟 𝗼𝗿 𝗪𝗛𝗢𝗟𝗘𝗦𝗔𝗟𝗘.

Dai masupog mag hapot sa mga staff, igguide po kamo sa store and iaassist talaga ang customer. May carts din para convenient.

What they have: (actually dakulon, sari sari sana)

𝗖𝗼𝗼𝗸𝗶𝗻𝗴 𝗦𝘂𝗽𝗽𝗹𝗶𝗲𝘀 (Oil, butter & fats, vinegar, sauces, spices and seasonings, rice, dressing and dip, ketchup & hot sauce, cheese, ready mix powder, sugar, pasta & noodles, snacks & sides, nuts, frozen goods, tools & packaging, machines)

𝗕𝗮𝗸𝗶𝗻𝗴 𝗦𝘂𝗽𝗽𝗹𝗶𝗲𝘀 (Flour, Powders & leavening agents, chocolate compound/bar, paste, food coloring, flavors & extracts, fondant, canned milk, whipping cream, cocoa powder, glucose, toppings, jams & fillings, marshmallows, cream cheese, cake boxes, pizza box, cake board & drum, baking pans, baking tools & utensils)

𝗕𝗲𝘃𝗲𝗿𝗮𝗴𝗲 𝗦𝘂𝗽𝗽𝗹𝗶𝗲𝘀 (Frappe/Milktea Powders, Syrup Sweeteners, Scramble Powder, Sinkers, coffee beans and tea, fresh milk, sauces, toppings, fillings & mix in, milk & creamers, tools and equipments

𝗘𝗾𝘂𝗶𝗽𝗺𝗲𝗻𝘁𝘀

𝗣𝗮𝗰𝗸𝗮𝗴𝗶𝗻𝗴𝘀

𝗣𝗮𝗿𝘁𝘆 𝗡𝗲𝗲𝗱𝘀

𝗛𝗼𝘄 𝘁𝗼 𝗢𝗿𝗱𝗲𝗿 𝗢𝗻𝗹𝗶𝗻𝗲? Lalo na if dai makaka bisita sainda.

1. Message their FB Page montemart

2. Provide: Your Name and Contact Number

3. All orders are for Pick-Up only at Montemart itself

4. You may also book your own rider

𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗢𝗽𝘁𝗶𝗼𝗻𝘀: Cash, Gcash or Bank Transfer

Order will be confirmed based on product availability and total amount before pick-up

FREE DELIVERY for orders worth ₱20,000 and up within Naga City only.

P.S. Prices may change without prior notice. PM Na sana po ki montemart for specific prices.

#montemart #montemartnaga #nagacitydeck #NCDfoodtrip

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BDO empowers Bicolano families to save, grow, and secure their future

BDO Unibank, Inc (BDO) brings practical, affordable banking solutions closer to Bicolano families — helping them grow their savings, plan for the future, and secure their golden years.

Banking for every family’s need. With BDO, you can grow your money, fulfil your dreams for your loved ones, and even secure your golden years, through comprehensive financial solutions at your favorite branch.

 

Whether you’re in the heart of Naga, the bustling city of Legazpi, or in nearby provinces across the region, BDO makes it easier for every family member — from toddlers to retirees — to take charge of their finances through simple, value-packed savings options available at your trusted local branch.

 

Planning to open bank accounts for the whole family? Why not make the smart choice where you and your loved ones can grow your money at every life stage? From early saving habits to retirement plans, there is a trusted financial solution for every family’s need.

 

With BDO, you have a wide range of bank products designed for baby to lola. Whether you are managing household expenses, teaching your kids about saving, or planning for your golden years, BDO finds ways to make the most out of your family’s future with ease.

 

Dream big for your little ones

 

Give your children, nephews, nieces or any little one you love a head start on their dreams with a BDO Junior Savers account. Available for kids up to 12 years old, open an account with as little as P100. The maintaining balance is also only P100, and the account will start earning interest when the funds reach P2,000 or higher. BDO Junior Savers account is a smart start for kids to learn the value of saving.

 

Spend smart, save smarter

 

With BDO Smart Checking account, you can issue payments with checks while enjoying the convenience of a debit card. Plus, unlike other checking accounts, your funds can earn interest. It’s also easy to monitor your transactions and you have online access whenever you need it and from wherever you are. 

 

Staying connected even from far away

 

Family is the driving force of most Overseas Filipinos. If you work abroad, make the experience easier with the BDO Kabayan Savings account. For an initial minimum deposit of only P100, you can get an ATM debit card and a passbook—not just for yourself, but for the entire family back home. This makes it easier to send remittances. No maintaining balance required, and your account will start earning interest when the balance reaches P5,000.

 

Financial security during golden years

 

Look forward to your retirement with BDO Prime Savers account. Or get this account for your parents and elderly relatives. Open and maintain a balance of at least P2,000, and earn interest by maintaining P5,000 or higher. Get special foreign exchange rates and priority handling when you visit any of BDO’s over 1,200 branches across the country. BDO Prime Savers account is an affordable way to save for the golden years.

 

Begin growing your family’s money today with the right financial solution for every life stage by opening a Junior Savers, Smart Checking, Kabayan Savings, or Prime Savers account.

Visit your nearest BDO branch and explore the Account Assist Machines or approach any one of the friendly bank officers and staff. You can also conveniently open an account online here: www.bdo.com.ph/apply.

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Cash Agad turns local stores into financial lifelines

 

Micro, Small, and Medium Enterprises (MSMEs) play an important role in the Philippine economy, and their impact continues to grow. Beyond providing essential goods, many MSMEs now serve as vital banking access points for rural communities, especially in remote areas.

 

Through Cash Agad, a service offered by BDO Unibank Inc. (BDO), MSMEs such as mini grocery stores, water refilling stations, hardware stores, and pharmacies have evolved into convenient and secure locations for banking transactions. Customers can withdraw cash, check their savings account balances, pay bills, and make deposits using these establishments’ point-of-sale (POS) terminals.

 

Breaking the 'Alkansya Mentality'

Cash Agad empowers both customers and MSMEs within the community. Jaime M. Nasol, Senior Vice President and Head of Agency Banking at BDO, explains how Cash Agad exemplifies the Bank's commitment to reaching more Filipinos nationwide, especially in underserved areas.

 

When BDO launched Cash Agad in 2017, around 70% of Filipinos lacked formal banking relationships. Many hesitated to open accounts because visiting a bank was a long and expensive journey.

 

 

"Imagine living in a remote community two hours away from the nearest bank. What happens? Your hard-earned money ends up saved in a coin bank. This is the 'alkansya mentality,’ and it kept many Filipinos from opening bank accounts," Jaime M. Nasol, BDO Senior Vice President and Head of Agency Banking, shared.

 

 

To address this challenge, BDO partnered with local businesses, enabling MSMEs to act as Cash Agad partner-agents and provide essential banking services to their communities. Customers can conduct financial transactions at their neighborhood sari-sari store without spending hours traveling to the nearest bank.

 

"There are areas where people live two hours away from a bank, and the fare can be costly. Instead of spending P100 on transportation, they can visit a local sari-sari store and pay a small P30 convenience fee to withdraw money, saving both time and money," he noted.

 

Empowering MSMEs, strengthening economic growth 

 

For MSMEs, serving as Cash Agad partner-agents opens up an additional income stream while increasing customer traffic to their businesses. The communities also benefit from the increased cash circulation, as residents no longer need to leave their barangay for financial transactions. 

Extra money source. Cash Agad provides MSMEs like sari-sari stores with additional revenue streams.

 

“These partner-agents act as the bank's representatives in their communities, inspiring residents to save for their future. They are, in essence, ‘the BDO’ in their barangay,” Nasol added. 

 

BDO sees these establishments as key partners, forming an interconnected network that drives financial growth in rural areas. Through Cash Agad partner-agents, individuals can open savings accounts and access basic banking services, ensuring economic opportunities reach even remote communities.

 

You too can become a Cash Agad partner-agent. With BDO, you not only boost your business, you also provide convenience and the security of bank services to your community. To learn more, visit your nearest BDO branch or www.bdo.com.ph.

 

 

 

 

 

 

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Get the best of digital and personal banking, your way

Who says you must choose between the ease of digital banking and face-to-face service? With BDO Unibank (BDO), you can enjoy both. It’s digital when you want it, personal when you need it.

Go digital in the BDO branch. Step into an enhanced branch experience at your favorite BDO branch in Bicolandia. 

At BDO, everything is designed to make your banking experience easy, simple, and secure. Here are some digital innovations to expect at any BDO branch in the Bicol region:

Service Assist Machine. Say goodbye to manual forms. Enter transactions digitally, sit back, and wait to be called.  

Account Assist Machine. Opening a new account? Simply fill out your details on-screen to get started.

Online branch booking. Skip the line by scheduling your bank visit ahead of time at www.bdo.com.ph/book-your-visit. Enter your transaction details, save the QR, and drop by the branch at your preferred time.  

Need help with financial decisions? BDO branches are also a great place to get personalized advice—whether you plan to save, invest, get insured, or improve your business efficiency. Nothing beats speaking to an expert in person, especially when it’s with the country’s trusted bank.

With over 1,200 branches nationwide, including nearly 75 BDO Unibank and BDO Network Bank branches in Bicol alone, the choice is yours right when you need it. You can bank your way, whether you need someone to talk to or prefer to bank through self-service machines. 

"Our customers are always a step ahead because we give them control through digital innovations, and care through in-person customer service,” shares Cora A. Mallillin, Head of Branch Banking Group at BDO. “It’s all about finding ways to make your BDO journey easy, simple, and secure.” 

Wherever you may be in the country, a new branch experience is waiting for you. To check your nearest BDO branch, visit the Find a Branch or ATM page at www.bdo.com.ph.

 

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Peñafrancia Festival 2025 Schedule

Peñafrancia 2025 Schedule

DATES TO REMEMBER

September 12, 2025 (Friday) - Traslacion Procession (Solemnity of the Divino Rostro)

September 22, 2024 (Saturday) - Fluvial Procession

Septemner 23, 2024 (Sunday) - Solemnity of our Lady Peñafrancia

For other activities, let us wait for the announcement of the Naga City Government Facebook Page

Official Theme as Posted by the Archdiocese of Caceres

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BDO Life urges Filipinos to rethink their Plan B

From 83% to 54%: Why Fewer Filipinos Prioritize Life Insurance

Only 5 out of every 10 breadwinners in the National Capital Region, Cebu, and Davao consider life insurance as important. This is based on a recent market survey by BDO Life and research network Acorn. More alarming is the declining sense of urgency even after the pandemic. From 83% in 2022, the 2024 survey shows only 54% of respondents believe owning protection is important.

Plan B is more than just a backup plan—it's a lasting promise that your family’s future stays protected even when life takes an unexpected turn.

The most cited reason why insurance penetration remains low is budget constraints. Many individuals prioritize more pressing bills over securing their future. Yet in the face of death, accident, or calamity, life insurance is not an option but a selfless act of putting loved ones first.

 

By being present at BDO branches nationwide, BDO Life has made life insurance more accessible to customers. While information is readily available online, many still prefer to speak with insurance specialists. This puts BDO Life’s Financial Advisors in a positive position to become lifelong financial partners of clients.

 

In these heartfelt stories, Financial Advisors share real-life experiences of beneficiaries who were shielded from life’s unexpected storms because they had a ‘Plan B.’

 

Being Ready with a Plan B if Plan A fails

 

BDO Life Financial Advisor Jimmy recalled an incident during a family outing when a client was involved in a vehicular accident, and sadly, did not survive. In a fateful coincidence, his wife found out he had life insurance only a month before, when he asked her to pay the premium. She wrote to say, “Akala mo di mo kailangan, pero kailangan mo pala. Dati para sa akin, dagdag expenses lang.”

 

BDO Life Financial Advisor Jonah shared a similar story that shows how unpredictable life is. "Nakita ko na kahit healthy ang isang tao, death can happen anytime.” One of her clients, who owned a water refilling station and construction firm, was gone too soon. Thankfully, he had a Plan B in place. Using the proceeds of his life insurance policy, his family was able to keep his businesses running. In turn, his family was able to continue receiving income and maintain their standard of living, even if he was no longer in the picture. 

 

The concept of having a Plan B is something BDO Life Financial Advisor Randy stresses to his clients. “We all have a Plan A, which consists of our present standard of living, as well as our plans and dreams for the future. But life has so many risks, anytime pwedeng may mangyaring hindi inaasahan.”

 

"It’s our job as Financial Advisors to help clients recognize the need a Plan B para ma-protektahan ang pamilya financially for unexpected events, at hindi ma-disrupt ang Plan A.” This was the case of one of his clients, who had the foresight to invest in a Plan B to ensure his children can finish their studies no matter what.

 

“You owe your loved ones a Plan B that will allow them to move on in life when you’ve ceased to be in the picture,” said BDO Life President and CEO Renato Vergel De Dios. “That takes tremendous financial maturity and responsibility to recognize that life insurance isn’t an optional choice. It’s the financially smart thing to do.”  

 

Time to start your Plan B conversation with BDO Life today. Visit your nearest BDO branch to speak with a BDO Life Financial Advisor. You can also visit BDO Life’s website at www.bdo.com.ph/bdo-life to explore life insurance solutions and get premium quotes based on your financial goals and budget.

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Payroll efficiency matters: How three businesses upgraded theirs with BDO

Payroll efficiency matters

How three businesses upgraded theirs with BDO 

For small and medium enterprises (SMEs), managing payroll can be a time-consuming and daunting task. Calculating salaries, handling taxes, and releasing bi-monthly pay can be prone to errors, especially when done manually. By choosing the right bank, businesses can streamline payroll management, freeing up time for growth expansion without distractions. 

Three SMEs—spanning beauty and wellness, real estate, and freight forwarding—turned to BDO Unibank's Cash Management Services (CMS) for effective payroll systems, each using digital tools for more seamless operations and financial management.  

 

Peace of mind. Prioré Beauty and Wellness can now relax knowing their payroll is automated.

Prioré Beauty and Wellness: Reducing payroll stress

Prioré Beauty and Wellness Center, a company advocating self-care, is not immune to payroll-related stress, taking a chunk out of its staff’s personal time. Finance Head Cherry Mia Lamanosa is left to handle all the load of issuing checks and approving payroll disbursements. "I had to sacrifice weekends to handle our payroll and check disbursements manually for our suppliers." 

The beauty industry demands continuous learning, making efficiency crucial to remain competitive. "There are always new treatment methods to learn or equipment to invest in. Most of the time, deliveries happen on a weekend so I have to go to the clinic to take care of that," Lamanosa lamented. 

Thanks to BDO Business Online Banking, Prioré’s processing of salaries and checks is no longer tedious, allowing Lamanosa to focus on business growth and personal well-being. 

Upgraded. Sequioa Inn signs up for a better payroll experience with BDO.

Sequioa Inn: Cutting payroll time in half

Hotel chain Sequoia Inn initially enrolled in the bank’s digital solutions before the pandemic hit but had to pause operations due to lockdowns.  

Now, co-owner Stephanie Lynn Hao is ready to reintegrate into the modern system and expects to cut its payroll time from two hours to less than 60 minutes. "Manually inserting cash into envelopes took me around two hours to complete. With BDO’s payroll system, I can do it in way less than an hour."

Remote management also became crucial especially when Hao had to negotiate with suppliers while abroad. "I had to talk to the vendors if we could delay the issuance of checks. Thanks to BDO, I can now disburse checks even while traveling,” she added.

World Concord International: Promoting better financial habits

Emylin Ubaldo, owner of freight forwarding and brokerage firm World Concord International, considers her business as an opportunity to help employees especially in advancing their careers. She sees payroll automation as a tool for financial empowerment. 

A win-win for everyone. With an automated payroll, employees of World Concord International get their own bank account.

If the salaries are in the ATM, employees become more mindful of their spending. When they receive their bonuses, they can easily keep track of how much they have in their account. Seeing their hard-earned money grow encourages them to save more as against spending it right away,” Ubaldo noted.

By adopting the bank’s digital solutions, these SMEs achieved three levels of success: improved operational efficiency, mental well-being, and financial discipline among staff through innovation and secure banking. To know more about how BDO CMS can help SMEs thrive, visit https://www.bdo.com.ph or the nearest BDO branch in your area

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